Ohio Hilary Insurance Logo

How Do Medicare Supplements Work?

There are many good reasons to choose a Medicare Supplement plan to add on and fill the gaps in your Medicare coverage, such as:


  • You have the freedom to choose your own doctors/hospitals
  • You can plan for your out-of-pocket expenses for covered services
  • Nationwide Coverage
  • You don't need a referral to see a specialist
  • You will never be dropped, or have your coverage change because of a new health condition
  • Automatic claims paperwork

Other things you should know about Medicare Supplement plans in Ohio


Most importantly, Medigap coverage isn’t meant to be the only coverage you have. You must have Part A and Part B (Original Medicare) before you can apply for supplemental plans.


Also, you should know plans are standardized between insurance companies. The same Plan F sold by one company will cover the SAME EXACT THINGS as the Plan F sold by another insurance company. However, the price may vary. Once you know what plan you want, it is best to shop around for the best price.


Medicare Supplements (Medigap) only cover one person. When you get a Medigap plan, you are only getting coverage for yourself!


Finally, any Part D (Drug Coverage) you have is totally separate to your Medicare Supplement plan. This means, you can shop around for the best Part D coverage, and the best Supplemental insurance prices! The Ohio Hilary, a Ohio Medicare Supplement broker, can help you shop around and find the best fit for you.


If you ever need help finding your best options for your situation – contact The Ohio Hilary. Our job is to help you navigate the Medicare process and get you the best bang for your buck. And the best thing is – this service is always completely free. You’ll never pay a dime to have The Ohio Hilary help you at any point in the process.

Share by: